Ray Adams can get your loan fast!

Welcome to my website, a "frustration-free zone" where I get you started toward qualifying and applying for a mortgage loan. I can get you approved in record time! That's because I take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

You've earned your home equity. Make it count! Use my calculators and other tools to see how much you can borrow according to what you want to pay. I not only use technology but our experience to make cashing that check just around the corner.

Want to refinance a current mortgage and strike while the rates are hot? I offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and I won't make you!

Shopping for a home? Thinking about it? Get prequalified with me - Ray Adams. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Whatever your reason for wanting a mortgage loan, I get you there fast -- without taking our eye off the ball. You want a quick, not sloppy, application process! We understand and deliver the best service as well as the fastest.

Every day after you apply is a day you want to be paying a lower monthly payment, spending your home equity cash or moving into your dream home! I don't waste time -- _get you where you want to go. Use this site to help you find out what the best options are for you, then come meet one of our mortgage professionals.

Need down payment assistance?  I am an approved lender with the Rancho Cucamonga and Pomona Mortgage Assistance Program (MAP).  Find out how these cities can help you optain a home.  I am located the the Inland Empire and willing to help you achieve your goal.

 

ActiveRain Real Estate




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed5.42%5.6%
15-yr Fixed4.87%5.13%
1-yr Adj4.93%6.12%
* national averages





Financial News:
 
Small business lending falls sharply
7/2/2009 5:00 PM
Despite emergency stimulus measures, small business lending continues to fall. In the just-ended quarter, the Small Business Administration's flagship program backed 30% fewer loans than it did a year ago, and 55% fewer loans than it did in 2007, before the recession set in....Read More
 
Job market takes turn for worse
7/2/2009 10:03 AM
The battered U.S. labor market took a step backwards last month as employers trimmed more jobs from their payrolls in June, according to a government report Thursday....Read More
 
Japan backs dollar as reserve currency
7/3/2009 9:45 AM
Read full story for latest details....Read More
 
Health care: Will 'pay or play' chase employers away?
7/2/2009 4:54 PM
It is one of the touchiest issues in the health care debate: Would a government-run health plan upend the employer-based health insurance system used by 160 million Americans?...Read More
 
Oil below $67
7/3/2009 9:34 AM
Read full story for latest details....Read More
 
The last thing consumers need
7/2/2009 10:55 AM
In his latest astutely staged gesture as grand economic reformer, President Obama this week directed his Treasury Department to deliver to Congress a 153-page bill creating a new agency to protect unwitting consumers against devious lenders....Read More
 
FDIC's tough terms for buyers of failed banks
7/2/2009 1:45 PM
Read full story for latest details....Read More
 
Cash-poor California turns to IOUs
7/2/2009 5:07 PM
Here come the California IOUs....Read More
 
Money train: The cost of high-speed rail
7/2/2009 11:54 AM
President Obama is pouring $13 billion into an ambitious high-speed rail project. Some say it will never make money. Some say it will. And still others say profit is not even the point....Read More
 
Electronic health records: A checkup
7/2/2009 10:57 AM
Getting an electronic health record system in place by 2014? Tough....Read More




              

10718 Civic Center Drve Rancho Cucamonga, CA 91730
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