Ray Adams can get your loan fast!

Welcome to my website, a "frustration-free zone" where I get you started toward qualifying and applying for a mortgage loan. I can get you approved in record time! That's because I take advantage of the very latest and best automated tools to speed you hassle-free toward your new home, new mortgage or home equity cash!

You've earned your home equity. Make it count! Use my calculators and other tools to see how much you can borrow according to what you want to pay. I not only use technology but our experience to make cashing that check just around the corner.

Want to refinance a current mortgage and strike while the rates are hot? I offer several lock-in periods and bring your loan home from application to signing on the dotted line with time to spare. You don't want to wait to start saving on your interest rate and monthly payment, and I won't make you!

Shopping for a home? Thinking about it? Get prequalified with me - Ray Adams. You'll have the clout of a cash buyer. You'll know how much you can afford. And be well on your way to the mortgage program that's right for you as soon as you make the offer!

Whatever your reason for wanting a mortgage loan, I get you there fast -- without taking our eye off the ball. You want a quick, not sloppy, application process! We understand and deliver the best service as well as the fastest.

Every day after you apply is a day you want to be paying a lower monthly payment, spending your home equity cash or moving into your dream home! I don't waste time -- _get you where you want to go. Use this site to help you find out what the best options are for you, then come meet one of our mortgage professionals.

Need down payment assistance?  I am an approved lender with the Rancho Cucamonga and Pomona Mortgage Assistance Program (MAP).  Find out how these cities can help you optain a home.  I am located the the Inland Empire and willing to help you achieve your goal.

 

ActiveRain Real Estate




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed6.52%6.73%
15-yr Fixed6.07%6.39%
1-yr Adj5.18%6.43%
* national averages



News Headlines


Financial News
 
The next credit crunch
8/20/2008 3:40 AM
We made it through the bursting of the Internet bubble and now the bursting of the real estate bubble. Next we may be approaching the end of the most worrisome bubble of all: the standard-of-living bubble.

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Stagflation? Or just stagnation?
8/19/2008 1:06 PM
Two key reports in the past week show that inflation was running high in July. But August is offering relief.

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Wholesale prices rise again
8/19/2008 10:46 AM
Wholesale prices increased more than expected in July, adding to growing fears about inflation, according to a government report released on Tuesday.

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Home building at 17-year low
8/19/2008 10:33 AM
Housing building fell sharply in July to a 17-year low, a government report issued Tuesday showed.

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Gas price decline nears 40 cents
8/20/2008 6:40 AM
Gasoline prices have fallen nearly 40 cents a gallon from their record highs after 34 straight days of declines, according to a daily survey released Wednesday.

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Oil's Washington juggernaut
8/19/2008 4:29 PM
As angry voters spark a barrage of energy bills in Congress, the oil industry is spending record amounts of money protecting its interests.

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Sallie Mae spent $640K lobbying Uncle Sam
8/19/2008 2:04 PM
Read full story for latest details.

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Washington's ultimate solution
8/19/2008 1:46 PM
These are the dog days of summer, the height of our national vacation season. But instead of hitting the beach, people in Washington and on Wall Street are spending their days all atwitter with ideas of what new regulations and rules and controls we need to deal with our financial market meltdowns, the worst since the Great Depression almost 80 yea......
 
Builders' confidence holds at record low
8/18/2008 12:07 PM
Homebuilders' confidence in the housing market remained at record low levels, a trade group said Monday.

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Poorest countries growing fastest
8/18/2008 2:48 PM
Read full story for latest details.

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10718 Civic Center Drve Rancho Cucamonga, CA 91730
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